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  • How is Lifestyle Benefits Club different ?
    Lifestyle Benefits Club is a comprehensive program harnessing the collective buying power of all our members to provide the individual with a superior protection and unmatched lifesyle and dining discounts! Please refer to the chart for comparison.
  • How is Lifestyle Benefits Club different ?
    Lifestyle Benefits Club is a comprehensive program harnessing the collective buying power of all our members to provide the individual with a superior protection and unmatched lifesyle and dining discounts! Please refer to the chart for comparison.
  • Is this an Insurance Policy?
    This is not an insurance policy! This is a club program where the collective buying power of the Members allows us to offer a wide variety of benefits (including extra protection) to ALL members.
  • Is this an Insurance Policy?
    This is not an insurance policy! This is a club program where the collective buying power of the Members allows us to offer a wide variety of benefits (including extra protection) to ALL members.
  • Who is Lifestyle Benefits Club?
    Consumers Club of America (CCA) is the owner of Lifestyle Benefits Club. CCA is the administrator and carries coverages provided by Lloyds of London.
  • Who is Lifestyle Benefits Club?
    Consumers Club of America (CCA) is the owner of Lifestyle Benefits Club. CCA is the administrator and carries coverages provided by Lloyds of London.
  • How does being a member benefit me?
    Lifestyle Benefits Club provides financial security for unexpected losses. Such losses can be lost keys, auto repair, emergency air travel issues, roadside assistance, homeowner deductible and much more.
  • How does being a member benefit me?
    Lifestyle Benefits Club provides financial security for unexpected losses. Such losses can be lost keys, auto repair, emergency air travel issues, roadside assistance, homeowner deductible and much more.
  • Where can I find information regarding membership benefits, limitations, definitions, etc?"
    All of this information is provided in the details on our webiste as well as in the Terms and Conditions of your membership! If you cannot find the answer to specific question you have, please contact us via phone or email at support@lifestylebenefitsclub.com.
  • Where can I find information regarding membership benefits, limitations, definitions, etc?"
    All of this information is provided in the details on our webiste as well as in the Terms and Conditions of your membership! If you cannot find the answer to specific question you have, please contact us via phone or email at support@lifestylebenefitsclub.com.
  • Does my membership provide the ability to collect benefits for prior accidents or delays or losses?
    Due to various state laws, there is a 30-day waiting period for all benefits/claims. Claims may only be filed for an incident that has occurred after the 30-day waiting period.
  • Does my membership provide the ability to collect benefits for prior accidents or delays or losses?
    Due to various state laws, there is a 30-day waiting period for all benefits/claims. Claims may only be filed for an incident that has occurred after the 30-day waiting period.
  • Do I get membership cards for all members of my family?
    There is no need to carry a membership card. You will be assigned a unique member number to gain access to the program.
  • Do I get membership cards for all members of my family?
    There is no need to carry a membership card. You will be assigned a unique member number to gain access to the program.
  • Can I join more than one of the club programs you provide?
    Yes! We have several club programs. We welcome you to take a look and become a member of all the club programs that suit your needs!
  • Can I join more than one of the club programs you provide?
    Yes! We have several club programs. We welcome you to take a look and become a member of all the club programs that suit your needs!
  • Are there discounts if I decide to join more than one of your club programs?
    Yes. We currently provide some discounts to members who belong to multiple programs. Generally, we provide up to a 10% discount for the lower price program. Please see the specifics located in the Special Discounts section here in the FAQs.
  • Are there discounts if I decide to join more than one of your club programs?
    Yes. We currently provide some discounts to members who belong to multiple programs. Generally, we provide up to a 10% discount for the lower price program. Please see the specifics located in the Special Discounts section here in the FAQs.
  • Can I pick select products from your other clubs and add them to my membership?
    No you cannot. Lifestyle Benefits Club is an, all inclusive, program providing the best coverage for you! The membership is not set up on a cafeteria style basis. We understand that some individuals would like to have only select items from each plan. The membership provides a large amount of benefits for the low cost charged. A cafeteria style program would more than double the costs for the programs.
  • Can I pick select products from your other clubs and add them to my membership?
    No you cannot. Lifestyle Benefits Club is an, all inclusive, program providing the best coverage for you! The membership is not set up on a cafeteria style basis. We understand that some individuals would like to have only select items from each plan. The membership provides a large amount of benefits for the low cost charged. A cafeteria style program would more than double the costs for the programs.
  • How do I get the monthly $25-dollar credit from Restaurant.com?
    Each month you can claim your $25-dollar certificate online or download the mobile app. That’s $300 dollars in savings every year.
  • How do I get the monthly $25-dollar credit from Restaurant.com?
    Each month you can claim your $25-dollar certificate online or download the mobile app. That’s $300 dollars in savings every year.
  • Is Restaurant.com more than just dinning?
    Absolutely! Visit Restaurant.com where you will find discounts on jewelry, watches, travel discounts, theme parks, entertainment and much more.
  • Is Restaurant.com more than just dinning?
    Absolutely! Visit Restaurant.com where you will find discounts on jewelry, watches, travel discounts, theme parks, entertainment and much more.
  • How much will I be reimbursed in the event of a loss to my Primary Residence?
    We will reimburse You for a loss to Your Primary Residence equal to the deductible limit shown on the Your Homeowner’s Insurance policy up to a maximum of $1,000.
  • How much will I be reimbursed in the event of a loss to my Primary Residence?
    We will reimburse You for a loss to Your Primary Residence equal to the deductible limit shown on the Your Homeowner’s Insurance policy up to a maximum of $1,000.
  • Can I make a claim for any loss to my Primary Residence?
    You can make a claim for any loss, however not all losses will be covered. Please refer to the Terms and Conditions for further detail.
  • Can I make a claim for any loss to my Primary Residence?
    You can make a claim for any loss, however not all losses will be covered. Please refer to the Terms and Conditions for further detail.
  • How many Homeowner claims can I make per year or 12-month period?
    Only one (1) Homeowner’s Deductible reimbursement benefit will be paid per Primary Residence per claim occurrence and only one (1) claim per Member per twelve (12) month period. Please refer to the Terms and Conditions for further detail.
  • How many Homeowner claims can I make per year or 12-month period?
    Only one (1) Homeowner’s Deductible reimbursement benefit will be paid per Primary Residence per claim occurrence and only one (1) claim per Member per twelve (12) month period. Please refer to the Terms and Conditions for further detail.
  • Can I have coverage for more than one property
    We do allow for members to have multiple memberships which would enable them to cover a second home. We do not provide for members to add additional properties on a single membership.
  • Can I have coverage for more than one property
    We do allow for members to have multiple memberships which would enable them to cover a second home. We do not provide for members to add additional properties on a single membership.
  • Does Lifestyle Benefits Club provide International Medical Insurance?
    Due to the varying costs of individual Medical insurance (based upon individual's health history, needs, etc), Lifestyle Benefits Club is unable to provide international medical insurance, but has arranged for members to purchase International Medical coverage. Coverage can be purchased by the member and others traveling under the same itinerary if desired. This coverage is provided by our third party affiliate, Trawick International. Trawick can be reached by phone at 833-229-0986 or go online at www.trawickinternational.com to register. There is a fee for this coverage for the member and anyone else desiring the coverage.
  • Does Lifestyle Benefits Club provide International Medical Insurance?
    Due to the varying costs of individual Medical insurance (based upon individual's health history, needs, etc), Lifestyle Benefits Club is unable to provide international medical insurance, but has arranged for members to purchase International Medical coverage. Coverage can be purchased by the member and others traveling under the same itinerary if desired. This coverage is provided by our third party affiliate, Trawick International. Trawick can be reached by phone at 833-229-0986 or go online at www.trawickinternational.com to register. There is a fee for this coverage for the member and anyone else desiring the coverage.
  • What is Medical and Security Evacuations? How does this benefit work?
    Should you need an emergency evacuation for medical or security reasons, such as an accident that requires air ambulance to a hospital or civil unrest, while traveling more than 100 miles from home domestically or internationally, all the member will need to do is to call our affiliate, On Call International. They are available 24/7 with a global response team at the ready. The international global response team will make all necessary arrangements. Please note, On Call is the only covered service and members must call to arrange for service to be covered. Arrangements made outside of this are not covered or reimbursed. ​ The enrolled member in the Here2There protection program is automatically covered when traveling with the option to add on your signifigant other and up to 3 dependent children under the age of 21, all covered in your membership. There is the option to purchase additional coverage to protect others traveling under the same itinerary with the Member. Member will need to call our affiliate On Call International to enroll and pay for each additional person to be covered in the party. ​ ​
  • What is Medical and Security Evacuations? How does this benefit work?
    Should you need an emergency evacuation for medical or security reasons, such as an accident that requires air ambulance to a hospital or civil unrest, while traveling more than 100 miles from home domestically or internationally, all the member will need to do is to call our affiliate, On Call International. They are available 24/7 with a global response team at the ready. The international global response team will make all necessary arrangements. Please note, On Call is the only covered service and members must call to arrange for service to be covered. Arrangements made outside of this are not covered or reimbursed. ​ The enrolled member in the Here2There protection program is automatically covered when traveling with the option to add on your signifigant other and up to 3 dependent children under the age of 21, all covered in your membership. There is the option to purchase additional coverage to protect others traveling under the same itinerary with the Member. Member will need to call our affiliate On Call International to enroll and pay for each additional person to be covered in the party. ​ ​
  • Is my family covered if they need roadside assistance?
    The Member’s registered vehicle is covered. Anyone you have given permission to drive your car can get assistance.
  • Is my family covered if they need roadside assistance?
    The Member’s registered vehicle is covered. Anyone you have given permission to drive your car can get assistance.
  • How much of a tow is covered?
    Your Membership covers the first $100 for each tow, up to a maximum of 3 per 12 month period
  • How much of a tow is covered?
    Your Membership covers the first $100 for each tow, up to a maximum of 3 per 12 month period
  • Do I have coverage in Mexico and Canada?
    Membership includes Canada, but Mexico is not covered at this time.
  • Do I have coverage in Mexico and Canada?
    Membership includes Canada, but Mexico is not covered at this time.
  • I lost my keys what do I do?
    Usually the most important key is your registered vehicle’s key fob. You can order a replacement through your dealership. Complete the claim form provided on our website and submit to us for reimbursement. Remember you are allowed one replacement up to $1500 for each 12 month period.
  • I lost my keys what do I do?
    Usually the most important key is your registered vehicle’s key fob. You can order a replacement through your dealership. Complete the claim form provided on our website and submit to us for reimbursement. Remember you are allowed one replacement up to $1500 for each 12 month period.
  • Why is vehicle interruption important?
    If your car breaks down more than 100 miles from home Members can be reimbursed up to $100 for hotel and $100 for meals per day. Maximum is 5 days per 12 month period. Rest easy!
  • Why is vehicle interruption important?
    If your car breaks down more than 100 miles from home Members can be reimbursed up to $100 for hotel and $100 for meals per day. Maximum is 5 days per 12 month period. Rest easy!
  • Can I use the 30% auto repair reimbursement anywhere if needed?
    Yes, it does not matter if your covered vehicle is home or across the country.
  • Can I use the 30% auto repair reimbursement anywhere if needed?
    Yes, it does not matter if your covered vehicle is home or across the country.
  • What is Priority Pass?
    An intelligent choice. A lounge for wherever your travel takes you. With Priority Pass you will have access to more than 1,200 airport locations in over 500 cities and 143 countries. Sit down, stretch out, enjoy a pre-flight bite and drink.
  • What is Priority Pass?
    An intelligent choice. A lounge for wherever your travel takes you. With Priority Pass you will have access to more than 1,200 airport locations in over 500 cities and 143 countries. Sit down, stretch out, enjoy a pre-flight bite and drink.
  • Does Priority Pass issue cards?
    You can have a card or download Priority Pass app to access your digital membership.
  • Does Priority Pass issue cards?
    You can have a card or download Priority Pass app to access your digital membership.
  • Do you offer discounts or promotions?
    We offer discounts to any member who joins one of our other programs. The discount is 10% of the lower priced program purchased.
  • Do you offer discounts or promotions?
    We offer discounts to any member who joins one of our other programs. The discount is 10% of the lower priced program purchased.
  • Are there additional military discounts?
    We are proud to say that we offer a 10% discount to all active and retired individuals who have proudly served in positions to protect our country as well as us personally. This includes all active and retired US Military, Police and Fire personnel.
  • Are there additional military discounts?
    We are proud to say that we offer a 10% discount to all active and retired individuals who have proudly served in positions to protect our country as well as us personally. This includes all active and retired US Military, Police and Fire personnel.
  • Can I obtain a discount if I join multiple programs?
    Yes you can! Contact us directly at support@lifestylebenefitsclub.com. One of our customer service members will assist you.
  • Can I obtain a discount if I join multiple programs?
    Yes you can! Contact us directly at support@lifestylebenefitsclub.com. One of our customer service members will assist you.
  • How do I file a claim?
    You can file a Claim in two ways: 1. Electronically - fill out a Claim online using the Member portal. 2. Manually - download a Claim form, fill it out and mail back to us.
  • How do I file a claim?
    You can file a Claim in two ways: 1. Electronically - fill out a Claim online using the Member portal. 2. Manually - download a Claim form, fill it out and mail back to us.
  • I want to file a claim. What information should I submit and where do I send it?
    All claim forms should be completed online in the Members Only section of the web site and submitted electronically. Additional information which may be required should be uploaded to the claim form in the area indicated for additional information. Claim forms submitted electronically will be received faster and processed more quickly. If for any reason you are unable to complete and submit the claim and/or additional required information electronically, then please download the form, complete it and mail along with the additional information to; Lifestyle Benefits Club 9801 Fall Creek Road, PO Box 171 Indianapolis IN. 46256
  • I want to file a claim. What information should I submit and where do I send it?
    All claim forms should be completed online in the Members Only section of the web site and submitted electronically. Additional information which may be required should be uploaded to the claim form in the area indicated for additional information. Claim forms submitted electronically will be received faster and processed more quickly. If for any reason you are unable to complete and submit the claim and/or additional required information electronically, then please download the form, complete it and mail along with the additional information to; Lifestyle Benefits Club 9801 Fall Creek Road, PO Box 171 Indianapolis IN. 46256
  • I have submitted a claim; how long will it take to process it and receive my payment?
    Claims are processed during our normal working hours (8 AM to 6 PM EST, Monday through Friday). It normally takes 5 to 10 business days to process a claim after the claim form and all required information has been received in our office. For further information please refer to the Terms and Conditions located on this website.
  • I have submitted a claim; how long will it take to process it and receive my payment?
    Claims are processed during our normal working hours (8 AM to 6 PM EST, Monday through Friday). It normally takes 5 to 10 business days to process a claim after the claim form and all required information has been received in our office. For further information please refer to the Terms and Conditions located on this website.
  • I have additional questions is there a number I can call to talk to someone live?
    We encourage members to contact us via email at support@lifestylebenefitsclub.com. Or call us at (310) 663-7989. If all our Customer Service Reps are busy, please leave your contact information and someone will get back to you within 24 hours or on the next business day.
  • I have additional questions is there a number I can call to talk to someone live?
    We encourage members to contact us via email at support@lifestylebenefitsclub.com. Or call us at (310) 663-7989. If all our Customer Service Reps are busy, please leave your contact information and someone will get back to you within 24 hours or on the next business day.
  • What do I do if I'm having technical issues with the web site?
    As provided above, to get assistance or report issues and concerns regarding any questions or problems you have, please call our customer service number at (310) 663-7989 or send us an email at support@lifestylebenefitsclub.com
  • What do I do if I'm having technical issues with the web site?
    As provided above, to get assistance or report issues and concerns regarding any questions or problems you have, please call our customer service number at (310) 663-7989 or send us an email at support@lifestylebenefitsclub.com
  • Who do I reach if I have a complaint?
    Please send us an email at support@lifestylebenefitsclub.com. Our customer service team will respond to you within 24 hours or the next business day. Or call our customer service number at (310) 663-7989.
  • Who do I reach if I have a complaint?
    Please send us an email at support@lifestylebenefitsclub.com. Our customer service team will respond to you within 24 hours or the next business day. Or call our customer service number at (310) 663-7989.
  • Will I get a refund if I cancel my membership?
    Yes, please refer to the Terms and Conditions for certain restrictions. The Terms and Conditions are contained within this website.
  • Will I get a refund if I cancel my membership?
    Yes, please refer to the Terms and Conditions for certain restrictions. The Terms and Conditions are contained within this website.
  • Do I really need Air Ambulance coverage?
    Yes,don’t risk not being covered. Here are a couple of examples of emergency air transportation cost; East coast to the Midwest $20,000+, Asia to the West Coast $190,000 +, Europe to the East Coast $80,000 +.
  • Do I really need Air Ambulance coverage?
    Yes,don’t risk not being covered. Here are a couple of examples of emergency air transportation cost; East coast to the Midwest $20,000+, Asia to the West Coast $190,000 +, Europe to the East Coast $80,000 +.
  • Who is covered?
    Great news, not only you our Member, but also your spouse (significant Other) and up to three dependent Children under the age of 21. Just be sure to include their name and ages on the Lifestyle Benefits Club online application. Remember to list them! IF they are not listed, they are not covered!
  • Who is covered?
    Great news, not only you our Member, but also your spouse (significant Other) and up to three dependent Children under the age of 21. Just be sure to include their name and ages on the Lifestyle Benefits Club online application. Remember to list them! IF they are not listed, they are not covered!
  • When do I inform Lifestyle Benefits that I am traveling?
    Your annual coverage is effective when you become a Member of the Club. You are covered for all your trips as long as you are a Member. Before you start a trip, be sure to check all your valuable benefits covered in the terms and conditions in this website.
  • When do I inform Lifestyle Benefits that I am traveling?
    Your annual coverage is effective when you become a Member of the Club. You are covered for all your trips as long as you are a Member. Before you start a trip, be sure to check all your valuable benefits covered in the terms and conditions in this website.
  • Do I have coverage outside of the US?
    Your coverage is Worldwide! Your Air Ambulance coverage is available both domestically and internationally and begins 101 miles from home.
  • Do I have coverage outside of the US?
    Your coverage is Worldwide! Your Air Ambulance coverage is available both domestically and internationally and begins 101 miles from home.
  • Does the Club provide an enrollment card or App to download?
    There is no need. You will receive luggage tags along with ID cards with emergency air information on the reverse side to On Call (24/7) International Global response team. They will make all necessary arrangements. Members must call ON CALL to arrange for service to be covered. Please note, On Call is the only covered service and members must call to arrange for service to be covered. Arrangements made outside of this are not covered or reimbursed. MEMBERS NOT ARRANGING FOR SERVICE THROUGH ON CALL DIRECTLY MAY NOT BE REIMBURSED FOR SUCH SERVICE!
  • Does the Club provide an enrollment card or App to download?
    There is no need. You will receive luggage tags along with ID cards with emergency air information on the reverse side to On Call (24/7) International Global response team. They will make all necessary arrangements. Members must call ON CALL to arrange for service to be covered. Please note, On Call is the only covered service and members must call to arrange for service to be covered. Arrangements made outside of this are not covered or reimbursed. MEMBERS NOT ARRANGING FOR SERVICE THROUGH ON CALL DIRECTLY MAY NOT BE REIMBURSED FOR SUCH SERVICE!
  • When should I contact Lifestyle Benefits Club Emergency Air during a medical emergency?
    When you are traveling, and experience a medical emergency, please always remember to first dial the local 911 or first responder services in your location to get you safely to a local facility. Once you are safe at the facility and stable to do so, please contact the 24/7 Global Response Center to open a case for your emergency and assist accordingly.
  • When should I contact Lifestyle Benefits Club Emergency Air during a medical emergency?
    When you are traveling, and experience a medical emergency, please always remember to first dial the local 911 or first responder services in your location to get you safely to a local facility. Once you are safe at the facility and stable to do so, please contact the 24/7 Global Response Center to open a case for your emergency and assist accordingly.
  • Who can call Lifestyle Benefits Club Emergency Air to report a new case?
    Anyone can call the Global Response Center to notify of a new case for a member - whether it be the member themselves, a traveling companion, a tour guide, a hospital representative or even a family member back home. In order to best and quickly assist, we will request to have the full name of the member, their location, contact details, and a brief description of the emergency at the opening of the case.
  • Who can call Lifestyle Benefits Club Emergency Air to report a new case?
    Anyone can call the Global Response Center to notify of a new case for a member - whether it be the member themselves, a traveling companion, a tour guide, a hospital representative or even a family member back home. In order to best and quickly assist, we will request to have the full name of the member, their location, contact details, and a brief description of the emergency at the opening of the case.
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